My Shield Legacy is an independent insurance agency. Products offered include fixed and fixed-indexed annuities, indexed universal life insurance, and term life insurance, underwritten by third-party carriers. Guarantees are backed solely by the claims-paying ability of the issuing insurance company. The $1/day example is illustrative only, based on a healthy 40-year-old applicant — your premium depends on age, health, and coverage amount. Fixed-indexed products are not a direct investment in the stock market; index-linked interest is typically subject to caps, spreads, or participation rates. This site is for informational purposes only and is not tax, legal, or investment advice.